When to apply for a loan ?
The old adage ‘seek and you shall find’ can be a source of inspiration or desperation. Many prospective property purchasers spend countless hours (days and weeks) looking for their dream home only to discover that they cannot source the finance.
FCA believes it is prudent to obtain a pre-approval before you start seriously considering your purchase options. This provides our clients real advantages.
Firstly, our clients ‘know’ precisely what their lending capacity will be, this allows the client look for properties which fit within the lending parameters… in simple terms, you will know exactly what you can afford to buy.
Secondly, knowing exactly what can be spent and understanding the terms and conditions of the loan, will more often than not place a purchaser in a position of strength during purchase negotiations.
The old adage ‘seek and you shall find’ can be a source of inspiration or desperation. Many prospective property purchasers spend countless hours (days and weeks) looking for their dream home only to discover that they cannot source the finance.
FCA believes it is prudent to obtain a pre-approval before you start seriously considering your purchase options. This provides our clients real advantages.
Firstly, our clients ‘know’ precisely what their lending capacity will be, this allows the client look for properties which fit within the lending parameters… in simple terms, you will know exactly what you can afford to buy.
Secondly, knowing exactly what can be spent and understanding the terms and conditions of the loan, will more often than not place a purchaser in a position of strength during purchase negotiations.