"If you are looking to buy or refinance a loan, we can help you from start to finish, thee are a few ways we can assist..."
First Home Purchase
One of the greatest financial commitments you will ever likely make is the purchase of your own home. The first home purchase can be exciting and daunting at the same time. Let us help you along the journey by providing you with the financial guidance you will need to ensure you reduce the stress.
Planning your purchase is the first and most valuable step in a first home purchase process.
We help you better understand what you are able to afford, how much you need to save, and what if any government grants are available to you.
Variable and Fixed Rate Loans
With so many different loans to chose from and so many institution promoting their loan offers, choosing the right loan can often be confusing and dealing with the various lenders can at times also be confronting. Variable or Fixed? Which is right for you?
The nature of your loan, your financial situation, your repayment capacity, your future goals are but a few of the considerations that need to be addressed in determining the right loan. Understanding your lending options and the flexibility afforded by various lending products is paramount in ensuring you have a loan that will not only meet your immediate need, but one that will enable you to comfortably meet your future needs as well.
One of the greatest financial commitments you will ever likely make is the purchase of your own home. The first home purchase can be exciting and daunting at the same time. Let us help you along the journey by providing you with the financial guidance you will need to ensure you reduce the stress.
Planning your purchase is the first and most valuable step in a first home purchase process.
We help you better understand what you are able to afford, how much you need to save, and what if any government grants are available to you.
Variable and Fixed Rate Loans
With so many different loans to chose from and so many institution promoting their loan offers, choosing the right loan can often be confusing and dealing with the various lenders can at times also be confronting. Variable or Fixed? Which is right for you?
The nature of your loan, your financial situation, your repayment capacity, your future goals are but a few of the considerations that need to be addressed in determining the right loan. Understanding your lending options and the flexibility afforded by various lending products is paramount in ensuring you have a loan that will not only meet your immediate need, but one that will enable you to comfortably meet your future needs as well.
Investment Loans
Are you planning to purchase an investment property? It is important that you understand the loan types that will enable you to maximize your investment potential. Whilst most loans are capable of meeting the investor’s needs, the underlying structure of the investment and the investment goals are key drivers in determining the right loan vehicle.
After speaking with you, we will be happy to talk with your accountant or financial adviser to ensure that we source the right loan that will enable you to meet your investment goals and objectives. This is part of our service and another way we ensure we continue to you’re your every expectation.
Are you planning to purchase an investment property? It is important that you understand the loan types that will enable you to maximize your investment potential. Whilst most loans are capable of meeting the investor’s needs, the underlying structure of the investment and the investment goals are key drivers in determining the right loan vehicle.
After speaking with you, we will be happy to talk with your accountant or financial adviser to ensure that we source the right loan that will enable you to meet your investment goals and objectives. This is part of our service and another way we ensure we continue to you’re your every expectation.
Bridging Loans
Seek and you shall find…. Are you thinking of selling your home and in the meantime have found the next home that is right for you? There are various ways to effect a smooth transition between properties and loans. Understanding the different options available to you will help you plan your move and reduce the stress and complexities often associated with this ‘not so unusual’ situation.
One way to enable this transition is to look at a bridging loan as a solution. These loans are usually short term in nature and secured against your existing property may give you the flexibility and time you require to sell your existing home and settle the new one.
Seek and you shall find…. Are you thinking of selling your home and in the meantime have found the next home that is right for you? There are various ways to effect a smooth transition between properties and loans. Understanding the different options available to you will help you plan your move and reduce the stress and complexities often associated with this ‘not so unusual’ situation.
One way to enable this transition is to look at a bridging loan as a solution. These loans are usually short term in nature and secured against your existing property may give you the flexibility and time you require to sell your existing home and settle the new one.
Honeymoon Loans
These loans offer flexibility by providing borrowers with lower repayments for an initial period (usually 6 to 12 months) and then revert to a standard variable rate. Keeping repayments low for the initial period helps borrowers manage their finances whilst providing time for other life events to be sorted.
These loans offer flexibility by providing borrowers with lower repayments for an initial period (usually 6 to 12 months) and then revert to a standard variable rate. Keeping repayments low for the initial period helps borrowers manage their finances whilst providing time for other life events to be sorted.
Business or Commercial Loans
Setting up or managing a business can be daunting. Lenders see the inherent risks in businesses and as a result, business or commercial loans are typically more expensive than residential loans. Planning your business finances at the start of the establishment process provides comfort in the budgeting and forecasting of your business growth. Understanding the various funding options available to you and the different associated costs, can save you time and help you avoid costly mistakes.
Talk to us about your plans; let us help you with your finance needs to ensure your business has access to the right funding at the right time.
Setting up or managing a business can be daunting. Lenders see the inherent risks in businesses and as a result, business or commercial loans are typically more expensive than residential loans. Planning your business finances at the start of the establishment process provides comfort in the budgeting and forecasting of your business growth. Understanding the various funding options available to you and the different associated costs, can save you time and help you avoid costly mistakes.
Talk to us about your plans; let us help you with your finance needs to ensure your business has access to the right funding at the right time.
Note: Your full financial situation would need to be reviewed prior to acceptance of any offer or product.